• Time deposit for 388 days. It offers higher interest rate as compared to the 1-year time deposit.

• Gives you higher than normal savings interest rates if the deposit is early withdrawn after 6 months.

• You can also set up the Flexi FCY Time Deposit on Internet Banking.

Important Notes

1. The tenor of 388-Day Flexi Time Deposit ("the Deposit") is 388 days, and the minimum initial deposit amount is USD10,000 or equivalent in other currencies.
2. Interest rate of the Deposit will be calculated based on the prevailing rates published on the Deposit placement date.
3. Customers can withdraw partial or full sum of the Deposit prior to the maturity date. Interest on the sum being early-withdrawn shall be calculated based on the prevailing interest rates for different periods of early withdrawal. 
4. Unless customers instruct otherwise, on the maturity date, the principal and interest earned will be automatically rolled over to a new Deposit with the same tenor at the prevailing interest rates on the date of roll-over.
5. OCBC Bank (China) Ltd. ("the Bank") will withhold and pay interest tax on your behalf according to relevant regulations.
6. Abiding by government regulations or due to changes in market conditions, the Bank may adjust the interest rates and deposit tenors. However, this adjustment does not affect customers who have placed the Deposit prior to the adjustment.
7. Terms and conditions of deposit products of the Bank apply.
8. The Terms and conditions are written in both Chinese and English. In case of any discrepancies, the Chinese version shall prevail.
   

Please contact our Relationship Managers for more details of our products and services. We'll provide professional advice and customized solutions for you and your family.