What is your definition of wealth? In our perspective, true wealth is about enjoying life in full and having more quality time with your family and loved ones, in a secured and stable position of financial independence.

"Family" is a traditional value that is deeply entrenched in the Chinese culture. Upholding this value, OCBC Bank (China) introduces the Joaquim Platinum Wealth Service and Joaquim Gold Wealth Service. Through these wealth management services, we make every effort to help you and your family enjoy the true benefits of wealth.

The name "Joaquim" came from Vanda Miss Joaquim, Singapore's national flower. Indeed, its elegance and beauty carry with it a great significance, strongly reflecting the continuous strength to progress and to be the best. The flower has strong natural resistance, symbolizing its determination to remain strong during difficult times, and after its faithful pursuance, it prospers and blooms. Similarly, our wealth services endorse these values.

The financial market is erratic and unpredictable. In face of this uncertainty, OCBC Bank (China) commits our finest resources to help your family wealth progress and prosper. In addition to our professional service, we also have vast experience in global wealth management and advanced financial management tools to meet your personal and family financial needs.

• Quality services
  5-star elegant banking hall
  Exclusive use of VIP room
  No hassle of traveling to the bank with Fax Banking
  Internet Banking
• Wealth Management
  One on one relationship manager to provide financial planning advice
  Tailored wealth management products for individual customer
  Product offers exclusively for Joaquim Platinum customers
  Preferential rates for remittance and other banking services
• Junior Financiers Club
  Deposit products and Internet Banking to cultivate a good habit of saving and money management in children
  Club activities to enhance children's FQ, EQ and IQ
• Lifestyle and Family Activities
  Festive gifts
  Invitations to wealth management talks, lifestyle and family activities

You simply need to maintain a total amount of RMB500,000 and above in deposit and/or investment to become Joaquim Platinum Customer.  Maintain a total amount of RMB100,000 and above to become Joaquim Gold Customer.

Wealth management is not about concentrating your investment in high-risk-high-return products. Nor is it overly conservative to put all in savings products.  Balanced wealth management is to manage your wealth according to your risk appetite at various stages of your life. Any wealth management plans shall properly cater to these three key areas: protection, savings and investment.

Protection
To safeguard you and your family against unexpected twist in life, we provide bancassurance services for education and family protection, retirement, medical and accident protection.

Savings
To help you prepare for your children's education and other expenses, we have a series of Junior Financiers Club Savings Products. In addition, we have various types of savings plans to fulfill different needs, such as RMB and Foreign Currency Savings Accounts, Joaquim Interest Maximizer and more.

Investment
To satisfy different risk appetites, we offer Dual Currency Returns for higher returns and Structured Deposit for more stable returns.

We also provide Home Mortgage Loan and Mortgage Equity Loan to help you purchase your dream house or to re-mortgage your existing properties for other cash needs.