IMPORTANT NOTE:

Unlike traditional deposits, Structured Deposits have an investment element and returns may vary. The initial investment amount of a Structured Deposit is guaranteed only if you hold it until the Maturity Date. Pre-mature withdrawal of Structured Deposits may result in you receiving less than your initial investment amount. You further understand that you will bear any costs and charges associated with such pre-mature withdrawal of the Structured Deposits. OCBC Bank may have the right to terminate the Structured Deposits and return an amount in cash to you from the due settlement of the Structured Deposits before the Maturity Date. You may be exposed to inherent exchange rate risks and exchange controls when you place Structured Deposits.

The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You may wish to seek advice from financial adviser outside OCBC Bank before making a commitment to purchase this product. In the event that you choose not to seek advice from financial adviser outside OCBC Bank, you should carefully consider whether this product is suitable for you.
This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by OCBC Bank and it should not be relied upon as such. OCBC Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. OCBC Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

The contents hereof are considered proprietary information and may not be reproduced or disseminated in whole or in part without the written consent of OCBC Bank.

In the event of discrepancy between Chinese and English material, the Chinese version shall prevail.