IMPORTANT NOTE:

Unlike traditional deposits, Structured Products have an investment element and returns may vary. The Principal Amount of a Structured Product is guaranteed only if you hold it until the Maturity Date. Pre-mature withdrawal of Structured Products may result in you receiving less than your Principal Amount. You further understand that you will bear any costs and charges associated with such pre-mature withdrawal of the Structured Products. OCBC Bank (China) Limited (hereinafter referred to as "the Bank") may have the right to terminate the Structured Products and return an amount in cash to you from the due settlement of the Structured Products before the Maturity Date. You may be exposed to inherent exchange rate risks and exchange controls when you place Structured Products.

The information provided herein is intended for general circulation and/or discussion purposes only. It does not take into account the specific investment objectives, financial situation or particular needs of any particular person. You may wish to seek advice from financial adviser outside the Bank before making a commitment to purchase this product. In the event that you choose not to seek advice from financial adviser outside the Bank, you should carefully consider whether this product is suitable for you.
This does not constitute an offer or solicitation to buy or sell or subscribe for any security or financial instrument or to enter into a transaction or to participate in any particular trading or investment strategy.

No representation or warranty whatsoever (including without limitation any representation or warranty as to accuracy, usefulness, adequacy, timeliness or completeness) in respect of any information (including without limitation any statement, figures, opinion, view or estimate) provided herein is given by the Bank and it should not be relied upon as such. The Bank does not undertake an obligation to update the information or to correct any inaccuracy that may become apparent at a later time. All information presented is subject to change without notice. The Bank shall not be responsible or liable for any loss or damage whatsoever arising directly or indirectly howsoever in connection with or as a result of any person acting on any information provided herein.

The contents hereof are considered proprietary information and may not be reproduced or disseminated in whole or in part without the written consent of the Bank.

In the event of discrepancy between Chinese and English material, the Chinese version shall prevail.