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Home Mortgage Loan / Home Refinancing Loan
It is the dream of every family to have their own home. At OCBC (China), with our many years of financial experience, we can help make your dreams come true. If you've already bought a property, you can also transfer your home mortgage loan from other banks to OCBC (China) to enjoy our preferential lending rates and professional service.
  Benefits
 One-to-one personalised service
Our dedicated mortgage specialist will provide you with professional home mortgage loan advice, guiding you through every step of the mortgage application, making it a hassle free process for you.
 Efficient approval process
We always place our customers at our top priority. As such, we always strive for a fast and efficient approval process.
 Attractive loan quantum
We can approve up to 80% of the property value, making it easier for you to manage your funds and realise your dream of owning a bigger and better home.
 Comprehensive range of denominated currencies
A wide range of choices including Reminbi , US Dollar, Hong Kong Dollar and Singapore Dollar are available to suit your different financing needs.
 Flexible repayment terms
We provide convenient repayment schemes that allow loan tenure to be up to a maximum of 30 years. Enjoy both the freedom and flexibility of repayment schemes in term of principle repayment or interest repayment.
  Application

If you want to know more about loan application process, required document and related fees, please click here.

For more information on the home refinancing loan application process, required documents and related fees, please call our hotline or visit our branches to inquire.

  Contact Us

Please contact our Mortgage Specialist for more details of our products and services. We'll provide professional advice and customized solutions for you and your family.

Hotline: 400 670 2888

Note:

Content of this website is for reference only. Please refer to the final loan agreement for detailed terms and conditions.

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