388-Day Flexi Foreign Currency Time Deposit

Earn higher interest with your USD
over a fixed period

Minimum deposit
Saving period
Yearly interest rates
Up to


  • Age 18 and above
  • Chinese citizens, residents of Hong Kong, Macau and Taiwan, and foreigners
How to apply

Yearly interest rates

0.01% a year
0.06% a year
0.11% a year
0.3% a year

Easy ways to access & manage your money

Internet banking

Track your money

Check your accounts, loans, investments and fixed deposits anytime and anywhere, with the convenience of online banking.

Enhanced online security

We use international-standard encryption technology to safeguard all your online transactions. For important online transactions, customers are also required to input not only the PIN, but also a one-time password, as a second level of authentication protection.

How to apply

Call Us at40089 40089

Important notes